This afternoon we once again tried in vain to open the teenager a bank account. The Bank have to have addresses for the last three years and picture identification with him at the address he's currently living at. His picture ID is his provisional driving licence taken while he was at his other grandmother's, so they wouldn't accept that. He doesn't have a passport. He had a letter addressed to him at my address but they wouldn't accept anything other than an official document i.e. a utility bill (which obviously won't be in his name) or wait for it......a bank statement.
Unfortunately we can't register him at the Inland Revenue for National Insurance stamp or tax either, because he has to have a bank account. His boss wants to start paying him into a bank account so that it goes properly through his books. He's taken him on as a self-employed sub-contractor. This would also mean that he would be covered by the boss's insurance.
Our only option now is to spend nearly £100 on a passport, get him a new driving licence and I think I'll have to go round personally to the Town Hall to get them to send us an official document that he is now residing here. I've written twice, emailed them four times and spoken to someone on the 'phone in the last three weeks. We still haven't received anything. The bank said they could link straight in to the electoral roll on their computer - and guess what? He hasn't been put on yet. They have however started taking increased payments by direct debit from me for the Council Tax adjustment.
I wouldn't care, but we're trying to do things legally, correctly and by the book. We've been thwarted at every turn. I tried to open him a post office savings account, but they wouldn't do it unless he had a bank account.
We're just going round in circles!
Thank god my friends are coming round tonight to play bridge. It'll take my mind off the mindless bureaucracy to which we are all now subject. It's so exasperating!